AI bookkeeping for small business
Three invoices are late and you’d rather not write the awkward email tonight. Money AI shows who owes you, gets the reminders ready and checks your books with you. Nothing goes out until you say yes.
See who owes you. Chase it on your yes
It lists what’s overdue and gets a reminder ready for each invoice, with your pay link. You check the list and approve.
Invoicing from chat
Coming. Today you raise invoices and record payments in Finance, or prepare them in your own AI tool. Doing it from your chat with Money AI is coming.
What it does for your books
Reminders with your pay link. Credit control runs. A quick check or full review of your books. Correcting journals that post after your yes. Profit and loss, balance sheet, trial balance, cash flow, and aged receivables and payables as Excel, Word or CSV. Quotes, invoices, deposits, credit notes, recurring invoices, bills and approvals, on a double-entry ledger with tax rates, multi-currency and period locks.
You stay in charge
Nothing reaches a client without your yes. Corrections post only after you approve them. It never files your tax.
Frequently asked questions
- What is AI bookkeeping?
- AI that does the checking and chasing on your books. Money AI reads your ledger, shows what’s wrong and who owes you, and gets the fixes and reminders ready for your yes.
- Do I still need a bookkeeper or an accountant?
- Keep your accountant for tax and advice. Money AI does the checking and chasing around them: it reads your books, shows what’s wrong and gets your reports ready.
- What if it gets something wrong?
- Nothing changes on its word. A correction waits for your yes, and it lands as a journal on your books, with your approval rules and locked periods still in place.
- Will it message my clients without asking me?
- No. It gets reminders ready and you approve them. Each one goes out as your invoice email, with your pay link. It won’t chase a client on hold, or more than once in 7 days.
- Can it show who owes me and since when?
- Yes. Ask it, or open the aged receivables report.
- Does it connect to my bank?
- Not today. You record and match your bank lines in Finance by hand.
- Does it read receipts or bank statements?
- No. You can attach a receipt to a bill, but it doesn’t read it, and statements can’t be uploaded.
- Does it do my taxes?
- No. Finance applies your tax rates, but Pacten doesn’t prepare or file a tax return.
- Can my accountant see my books?
- Yes. Add them as a viewer with finance access, or export your journal for them.
- How can my clients pay me?
- Online by card, Klarna or Afterpay, or locally in African currencies. Or show your bank transfer, PayPal, Zelle, Cash App, Venmo, Interac or cash details on the invoice.
- Is there an invoice app for small business?
- Yes. Pacten Finance raises your quotes and invoices, with real books underneath.
- Does the AI train on my data?
- No. Your records are walled off from other businesses and never used to train AI.
- How much does it cost?
- Finance counts as one of the apps in your plan, and Money AI’s work uses the AI credits in your plan. An owner or admin turns it on.
- Can I move from my accounting software?
- We scope the move with you first, and you see the price. There’s no self-serve import from other accounting software today.